Consumer Solutions

About HSA’s

Health Savings Accounts (HSA)

An HSA is an account you use to set aside funds on a pre-tax or tax-deductible basis to pay for routine healthcare - such as office visits, prescription drugs and lab tests. The money you put into your HSA will reduce your income taxes similar to the money you save in a 401(k) plan. An HSA can be established through a bank, insurance company or third party administrator. If your HSA is part of your employee benefits program, your employer may also make contributions. There are annual limits on the amount of money you can contribute to your HSA; whatever you don't spend from your HSA, rolls over year-to-year for future healthcare needs. And if you retire or leave the company for any reason, you can take the balance in your HSA with you. Funds deposited into the HSA can be conveniently accessed through the use of a debit card or check.

About FSA’s

Flexible Spending Account (FSA)                                              

Money is contributed by Employee ONLY.
NO Rollovers year-to-year, however. new rules allow employers the option to extend the deadline to spend the money by 2 1/2 months.
Does NOT Carry from job to job.  
Contributions must be designated before the year begins, and are generally deducted from each paycheck.

About HRA’s 

Health Reimbursement Account (HRA)                              

Money is contributed by Employer ONLY.
HRA’s do Rollover year-to-year
Does NOT carry from job to job
May be used to pay health insurance premiums and for long-term care as well as for normal medical expenses, such as payments to doctors and hospitals.

The WellnessHSA®

The WellnessHSA®

 

The WellnessHSA® is custom private label seamless Wellness Program and HSA product which includes an HSA account and access to an e-Health & Wellness buying club for savings on all healthcare services and products.  Now, when opening an HSA through National Health Services, receive access to My Healthy Lifestyle® e-Health and Wellness Savings Program for all of your health & lifestyle purchases.

Save 20% to 60% on all healthcare expenses!  Our easy and convenient electronic enrollment and payment functions provide centralized administration, tracking and reporting tools necessary to adjudicate and credit your health plan deductables seamlessly and electronically at the point of services and access to the e-Health & Wellness portal: www.myhealthylifestyle.com   

Consumers who are proactive support tremendous out of pocket costs associated with the purchase of products and services which improve our health and lifestyles.
Now, you can realize discounts while meeting those decutables of anywhere from 20% to 60% off of retail pricing for all healthcare services! and should be used to supplement your everyday health and lifestyle expenses that are incurred in a proactive health plan experience.

Employers & Health Plans Contact an NHS representative for more information and to access this automated enrollment and administration program for your employees!  Email: WellnessHSA@n-h-s.com or simply complete our contact form and a NHS representative will contact you.

Individuals with a high deductible health plan qualify to enroll now!  Once you have successfuly enrolled in our HSA program, we will send you a user name and password for your My Healthy Lifestyle® e-Health & Wellness Program!

About My Healthy Lifestyle® Created by the leading experts in the fields of natural health, lifestyle, fitness and wholesale discount buying clubs.  My Healthy Lifestyle® Members shop on-line and access savings on a large variety of services and locations nationwide; all at wholesale pricing with savings from 20% to 60% with our special incentive plans.

Learn more about our products and services or contact NHS!

Live Healthy© 

My Healthy Lifestyle® HSA

Enroll On-Line Soon! 

“N-CAM® is the brand you can trust. ”